Business Solvency & Financial Ratios 2008

Is the clock ticking for any of your major customers or suppliers? You can run quick and easy checks on the solvency of companies you rely on to deliver services to you and to buy from you using this Excel Solvency workbook.

Business Solvency:

Our Business Solvency workbook employs all the multivariate analysis equations published by Edward Altman. Altman is the Max L. Heine Professor of Finance at the Stern School of Business, New York University.

In the workbook supplied you can simply enter two comparative sets of financial data for any company (including your own). The Altman Z scores are readily computed using the multivariate formulas provided by Professor Altman.

Bonus Addition.

Financial Ratios with Excel

Windex 2008 calculates all major financial ratios in Excel.

Calculates these financial ratios from balance sheet, income statement and cash flow templates provided:

Rate of Return on Assets (ROA)


Rate of Return on Common Equity (ROE)


Return on Capital (ROIC)


Common Earnings Leverage


Cash Flow from Operations/Total Cash Flow Ratio


Cash Flow from Investments/Total Cash Flow Ratio


Cash Flow from Financing/Total Cash Flow Ratio


Operating Cash Flow/Current Liabilities Ratio


Operating Cash Flow/Total Liabilities


Operating Cash Flow/Capital Expenditures


Working Capital/Current Liabilities Ratio


Working Capital/Long Term Liabilities Ratio


Working Capital/Total Debt Ratio


Working Capital/Current Assets Ratio


Working Capital/Total Assets Ratio


Income Tax Expense/Revenues Ratio


Total Assets Turnover Ratio


Fixed Assets Turnover


Current Ratio


Acid Test (See note for Quick Ratio)


Accounts Payables Turnover


Days Accounts Payables outstanding


Accounts Receivable Turnover Ratio


Days Receivables Outstanding Ratio


Inventory Turnover


Days Inventory Outstanding


Total Debt to Equity Ratio


Total Debt Coverage ratio


Long Term Debt Ratio


Long Term Debt to Total Assets


Long Term Debt to Shareholder Equity


Total Liabilities/Total Assets


Interest Coverage Ratio

FILE CONVERSION. Convert Excel, Word files to pdf documents without any requirement for Acrobat using our web software add https:// web inks for safe secure document transmissions. Convert PowerPoint 2003-2007 to Flash presentations.

Zip file download or select CD edition shipping.